FAQ
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Your Questions About Aged Corporations, Credit Builder & Tradelines
Your most common questions about aged corporations, 0% Credit Builder, AU tradelines, business tradelines, partner programs, dashboards, and payments.
A. Aged Corporations & Inventory
Understanding what a “shelf corp” is, how our inventory works, and what you actually receive.
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An aged corporation (also called a “shelf corp”) is a business entity that was formed in a prior year and kept in good standing, but not actively used for operations. You’re essentially acquiring:
- Verified time in business,
- Secretary of State filing history, and
- A credibility starting point for future funding strategies.
On its own, age does not guarantee funding. It becomes powerful when combined with proper compliance, business credit-building, and strong personal credit or a qualified guarantor.
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Our inventory displays verified aged corporations by:
- State,
- Filing date and age,
- Estimated funding capacity, and
- Price and status (Available, Reserved, or Sold).
When you reserve or purchase an available entity and complete onboarding, we begin the transfer process, provide e-docs, and outline the next steps in your funding road map.
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Funding capacity is a discretionary estimate of what a corporation may support over time in potential credit and financing, assuming:
- Good personal credit or a strong credit partner, and
- Proper execution of the funding roadmap and credit-building strategy.
It is not a guaranteed funding amount and not a promise of results. Lenders and card issuers make all final credit decisions.
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Most transfers are handled via same-day e-doc delivery once:
- Your identity is verified,
- Payment is confirmed, and
- Your onboarding details are submitted.
State-level changes (officers, addresses, foreign registrations, etc.) depend on each Secretary of State’s processing times and are outside our direct control.
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No. Aged Corps 24/7 shelf corporations are intentionally delivered without:
- Prior bank statements,
- Tax returns, or
- Unknown operating history.
This helps avoid hidden liabilities, lawsuits, or undisclosed debts while giving you clean age and filing history to build from the right way.
B. 0% Interest Credit Builder Plans
How our business Credit Builder works and what MAGNUM, REVOLV, INSTAL, and Platinum actually do.
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Our 0% interest Credit Builder is a structured business credit-building program with four main tiers: MAGNUM, REVOLV, INSTAL, and Platinum.
Each tier simulates a specific credit limit and reports as a business installment or line-style product to help strengthen your business credit profile over time — without interest charges.
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Each plan is built around a different strategy and simulated limit range:
- MAGNUM (Starter) – Foundational depth with a lower simulated limit; ideal to begin building business credit.
- REVOLV (Growth) – Focuses on a revolving-style mix and higher simulated limits for more advanced profiles.
- INSTAL (Elite) – Six-month readiness strategy and depth for larger future funding asks.
- Platinum – Highest simulated limits and longest term for maximum depth and seasoning.
All plans are structured at 0% interest, so your payments are focused on principal and reporting value, not finance charges.
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No. The Credit Builder is a tool to support your business credit growth and fundability, but it does not guarantee approvals or specific funding amounts.
Lenders typically review:
- Personal credit,
- Business credit and revenues,
- Industry and risk,
- Banking history, and more.
C. AU Tradelines (Personal)
How Authorized User tradelines work with personal credit and what they can and cannot do.
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Authorized User (AU) tradelines are seasoned credit accounts where you are added as an authorized user. When compliant with the issuer’s policies, they can help add:
- Additional age (history),
- Lower utilization, and
- On-time payment data
to your personal credit file, depending on how each bureau and lender views AU data.
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We offer limited, pre-vetted AU tradeline slots tied to specific billing cycles. After your order is approved and we verify required information, we coordinate placement so the tradeline can report in the appropriate cycle.
Due to limited capacity and strict timing, AU slots are first-come, first-served and must follow issuer and compliance rules at all times.
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No company can legally guarantee that a specific tradeline will:
- Report on a specific exact date, or
- Appear on every bureau report.
We work with seasoned accounts and consistent processes, but reporting is ultimately controlled by data furnishers and the credit bureaus themselves.
D. Business Tradelines
How business tradelines complement your aged corporation and Credit Builder strategy.
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Business tradelines are accounts (vendor, revolving, or installment) that report under your business EIN to business credit bureaus. AU tradelines typically impact personal credit and report under your Social Security number as an authorized user.
We focus on business tradelines that support Paydex-style profiles and stronger business credit optics, especially when paired with aged corporations and our 0% Credit Builder.
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In general, business tradelines we work with are structured to report within approximately 45–60 days to Small Business Experian and related business bureaus, assuming:
- Your entity and EIN are correctly set up,
- Information is accurate and complete, and
- Payments are made on time.
E. Personal Credit & Credit Repair
Clarifying what we do and don’t do when it comes to personal credit and credit repair.
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No. Aged Corps 24/7 does not provide credit repair services. We do not dispute items, remove negatives, or operate as a credit repair organization.
Our focus is on:
- Providing credit-ready aged corporations,
- Business Credit Builder programs, and
- Personal and business tradeline structures that support legitimate funding strategies.
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Personal credit is still a major factor. To maximize funding:
- Most top-tier credit cards, lines of credit, and bank products will require a personal guarantor.
- Aged corporations, business tradelines, and Credit Builder can make your file more attractive, but they do not replace the need for strong personal credit.
If your personal credit is not where it needs to be, you may need a qualified credit partner/guarantor or separate personal credit work handled outside of Aged Corps 24/7.
F. Reseller & Referral Programs
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Our Reseller Program lets you launch your own shelf-corp storefront using our verified inventory and back-end fulfillment. You handle the front-end brand and sales; we provide:
- Inventory feed and product data (CSV or integration-style),
- Fulfillment support and entity transfers, and
- Tiered margins and potential performance-based bonuses.
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The Referral Program is a simple way to earn without managing inventory yourself:
- You receive a tracked link,
- You share it with your audience, and
- You earn commissions on qualified purchases.
We can also provide creatives, copy templates, and basic performance dashboards.
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The Credit Partner Hub is designed for individuals or companies with strong credit who want to leverage that strength in structured, compliant partner arrangements. It ties into:
- The Funding Road Map,
- Business Credit Builder, and
- AU/tradeline strategies where appropriate.
The goal is to create compliant, mutually beneficial outcomes — not shortcuts or misrepresentation.
G. Funding Road Map & Strategy
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The Funding Road Map is a structured blueprint for using:
- Your aged corporation,
- Compliance and credibility setup, and
- Business credit-building activity
to pursue business funding over time. It generally covers:
- Foundation & compliance (EIN, bank, address, phone, listings),
- Vendor-tier Net-30 strategy (aimed at Paydex 80),
- Transition into revolving accounts and early bank LOCs, and
- Long-term growth capital (larger LOCs, cards, and potential SBA once revenues justify it).
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No. The Funding Road Map and related tools are for education, structure, and strategy only. Funding decisions are made solely by lenders and card issuers based on their internal underwriting guidelines, which can change at any time.
H. Onboarding, Clients & Dashboards
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Personal Client Intake is for individuals primarily focused on:
- Personal credit positioning,
- Personal AU tradelines, or
- Integrating personal credit with our overall strategy.
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Business Client Intake is for entities acquiring aged corporations, setting up Credit Builder under a company, or following a structured funding roadmap at the business level.
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The Client Dashboard is your hub for:
- Viewing active programs and products,
- Tracking statuses, milestones, and next steps, and
- Accessing documents, links, and other resources.
I. Payments, Billing & Refunds
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We typically accept major debit and credit cards, and may support other secure payment methods based on the specific product or program. Full payment options are shown at checkout for each offer.
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Due to the nature of aged corporations, tradelines, and digital/credit-builder services, purchases are generally non-refundable.
Please review all product details, terms, and FTC disclosures carefully before placing an order. Any exception is governed strictly by your written agreement.
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If you enroll in a recurring Credit Builder plan, your payment method is billed according to the terms shown at checkout (for example, a fixed monthly amount over a set term).
Missed or late payments can impact both:
- The continuity of your program and its reporting, and
- Your overall funding readiness.
J. Risk, Compliance & Disclaimers
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No. We do not guarantee any particular personal or business credit score, approval, or funding amount. All outcomes depend on:
- Your personal and business profile,
- How closely you follow the roadmap, and
- Lender guidelines and economic conditions.
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Yes. Any credit-related activity carries risk. Misuse, misrepresentation on applications, or failure to follow lender policies can lead to denials, account closures, or negative reporting.
Our role is to provide structured tools and strategies. How you choose to apply them with third-party institutions is ultimately your responsibility.
K. Support & Contact
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You can email us at {{ support_email }}. Please include:
- Your full name,
- The email used at checkout or intake, and
- Any relevant order or entity details.