FTC Disclosures
FTC Disclosures
Good Fellas Holdings LLC d/b/a Aged Corps 24/7 (“Aged Corps 24/7,” “Company,” “we,” “us,” “our”).
THESE DISCLOSURES SUPERSEDE ANY VERBAL AGREEMENTS AND/OR REPRESENTATIONS. PLEASE READ THEM SO THERE ARE NO MISUNDERSTANDINGS. THESE DISCLOSURES ARE ALSO PROVIDED TO EACH CUSTOMER AT VARIOUS STAGES THROUGHOUT THE PROCESS OF DELIVERING EACH ORDER.
- SETUP INTERVIEW REQUIRED WITHIN 24 HOURS: You are required to complete the Setup Interview on our website within 24 hours of making payment in order to ensure there are no delays in completing your order. If you delay in completing the setup interview, we will not be held responsible for such delays outside our control.
- PERSONAL CREDIT AND PERSONAL GUARANTEE REQUIRED: Although corporate credit and funding can be obtained from trade credit vendors and lenders without using your personal credit and personal guarantee, this type of funding is only possible after substantial corporate credit is obtained and used properly over a period of at least 6 to 12 months. For this reason, you should expect that all funding you will obtain in the first 6 to 12 months from the date you purchase the aged corporate entity will almost always require using your personal credit and personal guarantee. Beware of any person or company promising to get you funded without a personal guarantee – it is most likely a scam.
- GOOD AND CLEAN PERSONAL CREDIT RECOMMENDED: There are no minimum credit scores as each lender has its own separate underwriting matrix. If your personal credit is not perfect, you can purchase your shelf corporation now to lock in pricing. We can then work with you to help set the corporation up while you improve your personal credit situation.
- NO CREDIT REPAIR PROVIDED: We do not provide credit repair services. We cannot assist you in the process of repairing credit issues. If you do not have generally good and clean credit, you may need a credit partner with strong credit to qualify for certain funding.
- “CREDIT-READY” MEANS READY FOR CREDIT: Our shelf corporations are delivered to you with time-in-business (age), in good standing, with an EIN, and with credibility features necessary to be able to apply for and obtain various types of corporate credit and funding. “Credit-ready” does not mean there are existing tradelines on the corporate credit report(s) (because if there were, it would be an existing operating business with unknown risks and liabilities, and not a shelf corporation).
- FUNDING CAPACITY IS NOT A GUARANTEED FUNDING AMOUNT: If a funding capacity is stated for any particular corporate entity, such capacity is a good faith discretionary estimate of the total amount of financing that may be obtained with the corporate entity assuming you have good and clean personal credit and aggressively pursue financing over several funding rounds (and not quickly on the first funding round). It is not a guarantee or promise of results.
- CORPORATE ENTITY PURCHASE SEPARATE FROM FUNDING RESULTS: The corporate entity purchase stands alone and is never tied to actual funding results you achieve. Any assistance we may provide with financing is treated as a completely separate service, separate and independent of the corporate entity purchase. You are not eligible for a refund based on what funding results you achieve or don’t achieve.
- 80 PAYDEX PROGRAM IS OPTIONAL AND TAKES 45 TO 60 DAYS: If we offer or you purchase a program designed to help you reach an 80 Paydex score or higher, the typical timeframe is 45 to 60 days, assuming you follow our instructions in a timely manner. We do everything possible on your behalf in order to minimize your involvement in the process. You can pursue funding either before or after the 80 Paydex program is complete – the choice is yours. However, be aware that some lenders may deny applications specifically due to not having an 80 Paydex score. For this reason, we generally recommend obtaining the 80 Paydex score before going to funding, so that potential funding results can be maximized. The 45 to 60 day timeframe is counted from the day the corporation setup process is 100% complete, including any foreign entity registration in your home state, if applicable. The 80 Paydex program does not include the cost of purchasing small-value items from reporting vendors. Expect to spend an additional approximate amount with trade credit vendors for such purchases.
- DO NOT PURCHASE PRODUCTS AND SERVICES FROM BUSINESS CREDIT BUREAUS: After receiving your corporate entity, you may be contacted by business credit bureaus offering to sell products or services such as credit-building tools, registration assistance, or monitoring solutions. While these offers may appear helpful, we have found that such services often offer no meaningful benefit and may actually disrupt the business credit file by triggering reviews or audits that expose recent changes to the entity. These disruptions can delay or interfere with your credit-building process. We are not affiliated with any business credit bureau and do not recommend engaging with them for post-purchase services. If you choose to do so, you do so entirely at your own risk. There shall be no refunds, exchanges, or store credit provided to any customer who purchases such services and causes their own business credit file to be flagged, modified, or otherwise disrupted.
- NO GUARANTEE NOR PREDICTION OF FUNDING RESULTS: The purchase of a pre-established and aged corporate entity may greatly facilitate the achievement of corporate credit and financing, but does not guarantee it. No one at Aged Corps 24/7 can predict or guarantee your funding results. Various factors – such as your personal credit scores and credit history, the availability of lenders based on your geographical location, the current economic climate, and your ability to follow through on credit applications and approval requirements – are all outside our control. For that reason, we legally cannot and do not in any way guarantee any particular result for customers, whether we assist you in the process of obtaining financing or not.
- SHELF CORPORATIONS DO NOT HAVE BANK STATEMENTS NOR TAX RETURNS: Shelf corporations by definition do not have any prior financial activity, because if they did, they would be a real operating business and not a shelf corporation. Shelf corporations give you instant time-in-business and credibility, but do not come with bank statements nor tax returns. This helps avoid unknown potential liabilities and problems.
- FOREIGN ENTITY REGISTRATION IS RECOMMENDED IN MOST CASES BUT IS NOT INCLUDED IN THE PRICE OF THE PRE-ESTABLISHED CORPORATE ENTITY: If the corporate entity being purchased is not from the same state that the customer lives in, then the customer should typically complete a foreign entity registration in the state where the customer lives or has a real physical address (home or office). Using UPS Store, Regus, and other types of virtual office providers is generally not recommended, but can be used if better options are not available. The customer’s home address is often the best address to use for foreign entity registration. The cost of foreign entity registration varies by state and is not under our control. This registration can be done by the customer, or, if preferred, can be done by us for an additional service fee plus government fees. Foreign entity registration is usually required to open bank accounts and obtain financing in your home state when your home state is different from the incorporation state of the corporate entity.
- AMENDED ARTICLES OF INCORPORATION/ORGANIZATION ARE OFTEN BENEFICIAL BUT ARE NOT INCLUDED IN THE PRICE OF THE PRE-ESTABLISHED CORPORATE ENTITY: It is beneficial, but not always required, to have the Articles of Incorporation/Organization show your name instead of the name of the person who originally incorporated the corporate entity, because some banks/lenders may request to see your name on the Articles. This is achieved by ordering amended Articles from the Secretary of State, which we can help you obtain for an additional service fee plus the state’s fee. State fees vary by state.
- TRANSFER OF CORPORATE ENTITIES ON SECRETARY OF STATE AND ANNUAL REPORT FILINGS: Some corporate entities we offer have annual reports filed yearly to maintain active status. Others, depending on the state, may not have reports filed prior to sale, intentionally, so that the buyer can file them retroactively and be listed as the first reported officer and address. This approach can help ensure a clean and consistent public record from the point of buyer involvement and avoids unnecessary amendments in states where this is permitted. Regardless of filing history, each corporation is delivered fully active and in good standing at the time of transfer, with all required filings and fees completed, subject only to any state-specific disclosures that are explained to you. If you have a preference for a corporation from a state where all annual reports have been filed on time, or for one where filings can be completed retroactively at the time of purchase, you should notify us before submitting your setup interview. If the setup interview has not yet been submitted, we may be able to replace the corporate entity with another of the same or lesser value that better fits your preferences, subject to availability.
- CALIFORNIA CORPORATIONS ONLY: Where applicable, California shelf corporation prices are exclusive of government fees, which must be paid directly by the client to the California Secretary of State. Government fees vary and are the customer’s responsibility.
- DELAWARE CORPORATIONS ONLY: Where applicable, Delaware shelf corporation prices are exclusive of government fees, which must be paid directly by the client to the Delaware Secretary of State. Government fees vary and are the customer’s responsibility.
- FLORIDA CORPORATIONS ONLY: Where applicable, Florida shelf corporation prices are exclusive of government fees, which must be paid directly by the client to the Florida Secretary of State. Government fees vary and are the customer’s responsibility.
- WYOMING CORPORATIONS ONLY: Where applicable, Wyoming shelf corporation prices are exclusive of government fees, which must be paid directly by the client to the Wyoming Secretary of State. Government fees vary and are the customer’s responsibility.
- TEXAS CORPORATIONS ONLY: Where applicable, Texas shelf corporation prices are exclusive of government fees, which must be paid directly by the client to the Texas Secretary of State. Government fees vary and are the customer’s responsibility.
- REGISTERED AGENT SERVICE: A registered agent is required by law for most corporations and LLCs. If you reside in the same state as your shelf corporation, you may be able to act as your own registered agent using your personal or business physical address. Otherwise, you are required to obtain a registered agent. You are not obligated to purchase this service from us—you may select any authorized third-party registered agent provider. If we provide any registered agent service, the terms and billing will be described in a separate Registered Agent Service Agreement. Failure to maintain a valid registered agent may result in suspension or administrative dissolution of your entity by the Secretary of State.
SUCCESS FEE TERMS
If you purchase or participate in any optional funding or credit program offered through Aged Corps 24/7 that includes a success fee, you must understand the following:
- You agree to pay us a success fee (for example, 10% of the maximum credit limit or maximum gross loan amount of each credit facility approved with our assistance, if such terms are part of your program).
- Success fees are due within 3 business days after you receive access to funds or confirmation of approval, as specified in your program agreement.
- You must be actively involved in the application process and follow instructions in a timely manner.
- You must accurately report approvals or denials to us in a timely fashion, as required by your program.
- Late payment of success fees may result in collections and additional costs.
TERMS SPECIFIC TO CREDIT CARD PAYMENTS
- You authorize us to charge your credit card for the purchase price and agree that if you decide to split this payment among more than one of your credit cards, each card may be charged without the need for additional authorizations, as long as the total charged does not exceed the purchase price.
- You certify that the credit card(s) used belong to you, and that you are the customer and cardholder in this transaction.
- You accept the product(s) provided for the purchase price as delivered in full as soon as corporate documents (such as Articles of Incorporation/Organization) are shipped to the billing address on your credit card account and a tracking number is provided to you via email. This shipping confirmation serves as proof of delivery and proof that the amount charged has been fully earned.
- You understand that partial payments toward the purchase price are non-refundable deposits in exchange for the reservation of a corporate entity for a mutually agreed-upon period. If the remaining balance is not paid within the specified timeframe, such deposits may convert to store credit for a limited period, after which the credit may expire.
- You agree that due to the intrinsic nature of the product(s) and any associated service(s), the product(s) cannot be cancelled and are generally non-refundable.
CREDIT CARD FRAUD: WHAT YOU NEED TO KNOW
There are two primary types of credit card fraud that we address through our internal procedures:
Type 1: Identity Theft
This occurs when someone uses your identity and credit card without your authorization. To prevent this, we may implement “Know Your Customer” (KYC) identity verification processes, including requesting a copy of your government-issued photo identification and the credit card used for the purchase, to confirm that the name on the card matches the name on the ID.
Type 2: Civil Theft
This occurs when a client purchases a corporate entity or service from us and subsequently contacts their credit card company to falsely claim that the product was never delivered, or that they never authorized the purchase, or makes any other false claim with the intent of forcing a chargeback after receiving the product. This results in a situation where the client received the corporate entity or services but is attempting to avoid payment. We consider this civil theft and may refer such cases to collections, pursue civil remedies, and, where appropriate, cooperate with law enforcement or other authorities.
Contact:
Good Fellas Holdings LLC d/b/a Aged Corps 24/7
1001 S Main St, Ste 500
Kalispell, MT 59901
Email: support@agedcorps247.com
